Gataama App
A modern savings and lending experience across mobile, web, and USSD.
We invest in you
Save. Lend. Grow Together.
Gataama is your digital savings and lending partner, combining secure personal wallets, trusted savings groups, and transparent loans.
2M+
Active savers and borrowers
10%+
Competitive returns on savings groups
Millions+
Secure transactions processed
Invest in your groups
Mandatory Group Plan
Structured group savings for chamas and investment clubs with fixed contribution schedules, penalties, and transparent payouts.
- • Fixed contribution schedules
- • Automated penalties and payouts
- • Group audit trails for every transaction
Invest in yourself
SmartLife Savings
Flexible personal savings for education, housing, emergencies, and future investments.
- • Competitive daily returns
- • Unlimited savings goals
- • Mobile, web, and USSD access
Join Gataama in minutes
Sign up with your phone number and basic details to unlock personal and group savings, loans, and insurance.
Build personal and group wallets
Create personal and group accounts, define contribution rules, and track every deposit in real time.
Borrow with transparent terms
Use the loan calculator, apply for group or personal loans, and repay via standing orders or mobile money.
Gataama Experience
A single dashboard for your personal savings, group contributions, and loan repayments.
Personal Savings Dashboard
Unified overview across savings, groups, and loans
Total Savings
UGX 4,150,625
Personal + group balances across all accounts
Active Loans
UGX 700,000
Next repayment (group)
UGX 46,850
Contributions
Weekly group contributions with automatic penalties and payouts.
Standing Orders
Scheduled savings and loan repayments with auto-retry.
Insurance & Safety
Emergency fund, KYC, audit logs, and PDPO-aligned privacy.
Track your personal wallet balance, deposits, and withdrawals in real time.
Why Gataama
Built for African savings groups with institutional-grade security, governance, and transparency.
• Personal and group savings as first-class features
• Clear loan terms, interest, and repayment schedules
• Mobile app, web app, offline-first, and USSD support
• PDPO-aligned data privacy and annual audits
• Full audit trails for admins and regulators
• Real-time notifications via SMS, email, and push