A simple membership model built around shares, monthly discipline, and group support.
Gataama Savings Group now follows a fixed contribution structure so every member understands the joining fee, share cost, monthly savings expectation, annual subscription, penalties, and social fund contribution before getting started.
Clear joining fee and share model
Predictable monthly savings obligations
Transparent penalties and support fund
Monthly share logic
Each share held converts directly into a monthly savings obligation.
1 share
UGX 10,000 per month
3 shares
UGX 30,000 per month
5 shares
UGX 50,000 per month
Membership Fee
UGX 20,000
A one-time joining fee paid before a member is activated in the group.
Share Purchase
UGX 10,000
Each share costs UGX 10,000, and members may buy as many as they can afford.
Monthly Savings
UGX 10,000 per share
Every share represents a monthly savings contribution of UGX 10,000.
Annual Subscription
UGX 10,000
Paid every January to support the group's operations and growth.
Late Payment Fee
UGX 5,000
Charged for payments made late within the month, with an extra UGX 5,000 beyond month-end.
Social or Emergency Fund
UGX 10,000 monthly
Every member contributes UGX 10,000 each month to the support fund.
Member Checklist
How the subscription model works in practice
Pay the one-time UGX 20,000 membership fee to join the group.
Choose how many UGX 10,000 shares you want to purchase.
Contribute UGX 10,000 per month for each share you hold.
Add UGX 10,000 every month to the social or emergency fund.
Pay the UGX 10,000 annual subscription every January.
Avoid a UGX 5,000 late payment fee within the month and an extra UGX 5,000 fine after month-end.
Late Payment Policy
Members should plan around the monthly window.
If you need clarification before joining, review the legal pages or contact support so there are no surprises around obligations or penalties.